Johlfs Wealth Management (JWM) is a full-service investment firm. There are important differences to each including cost and the services we provide. Choosing the right investment accounts is a personal choice and your options should be taken seriously. As an Investment Advisory Client, we proudly offer a comprehensive list of services at a competitive cost.
Features & Benefits | Transactional (Brokerage) Advisory | Investment Advisory Relationship |
Weekly Market Watch Newsletter |
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Educational Seminars & Engaging Webinars |
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In-Person Social Events |
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Community Involvement |
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Gold Standard Client Service Model |
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Access to Resources, Tools & Research |
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Cash, Banking & Lending Solutions |
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Individual Buy/Sell Transaction Costs |
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Ongoing Review Meetings |
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Annual Advisory Management Cost |
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Proactive Advice and Planning |
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Discretionary Investment Management by our in-house CFA |
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Custom Portfolios Designed by our in-house CFA |
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Periodic Portfolio Rebalancing |
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Financial Planning Services by a CFP® Professional |
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Retirement Planning |
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Tax Planning |
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Estate Planning Services |
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Divorce Planning Services by a CDFA® Professional |
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Access to Financial Planning Software |
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Business Planning Strategies |
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Goal Planning (Home Purchase, College Funding) |
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Gifting Strategies |
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Charitable Planning |
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Asset Protection & Lifetime Income Strategies |
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Risk Management Strategies |
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Tiered Advisory Cost
At JWM, our mission is to optimize your financial life and add value to your situation so you can profit from our advice. Ideally, we’re paying for ourselves in the process. Examples of such optimization are; increased alpha (additional portfolio returns, risk-adjusted), tax efficiencies, debt restructuring, strategic use of capital, and other planning and investment strategies.
Our compensation is based on an annual advisory management cost. We use a tiered cost structure where the annual management cost declines as the assets under management increases (see chart). This is an all-inclusive benefit; The annual advisory management cost covers comprehensive financial planning by a CFP® professional, comprehensive investment management by a CFA charter holder, and our gold-standard Client Service Model.
