The divorce process may be the hardest thing you will ever have to endure.

Going through a divorce is a stressful, emotional, and exhausting experience - especially if you do it alone. Working with a qualified and experienced Certified Divorce Financial Analyst (CDFA) is crucial. Navigating through the cash flow needs, tax implications, and division of assets can be overwhelming - that is why it is important to start the financial planning process early. The process starts with a complimentary 30-minute consultation in person, by phone, or via zoom to review your situation and if we might be a good fit.

Financial Expertise & Strategy

CDFA® professionals provide the client and attorney with data analysis that shows the financial effect of any given settlement. They become part of the divorce team and provide support on financial issues such as:

  • Understanding the short-term and long-term effects of dividing property.
  • Analyzing pensions and retirement plans.
  • Determining if the client can afford the marital home, and if not, what he or she can afford.
  • Recognizing the tax consequences of different settlement proposals.

Data Collection & Analysis

Much of a CDFA® professional’s role is collect the client’s financial data and perform analysis. CDFAs can help manage a client’s expectations of their financial future by presenting different scenarios and talking through the client’s budget and expenses. CDFAs are trained to:

  • Collect financial and expense data.
  • Help clients identify their future financial goals.
  • Develop a budget.
  • Set retirement objectives.
  • Determine how much risk they are willing to take with their investments.
  • Identify what kind of lifestyle they want.

Financial Planning

Working together through in-depth research and analysis, we can develop sophisticated and personalized strategies to help you pursue your short-term and long-term goals. We accomplish this through comprehensive analysis of your financial information, ultimately proposing solutions designed to suit to your unique situation.

Craig

"Dissolution of marriage is a fact of life. Although this is an emotional situation with heighted stress, financial planning around a divorce can be one of the most important steps in a long-term financial plan. After working with several clients through this process, I obtained my CDFA ® designation. The CDFA® along with the CFP® are symbols of my dedication to our clients, their plans, and their assets – a stewardship taken very seriously. Although the CDFA® may be a new designation for me, I’ve been financial advising full time for more than 16 years. We have a team of highly skilled and credentialed professionals here to serve you. We have an unparalleled value proposition and state of the art wealth management tools. Our approach is simple. Let’s start with a conversation to get to know each other and see if we have a basis for working together. No pressure, no nonsense".

- Craig Johlfs, CFP®, CDFA®